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Others cover only the actual cash value, the price that your belongings would fetch if you sold them in their current condition. Some policies cover the replacement value of your goods, or the amount it would cost to buy new items to replace the ones you’ve lost. When you buy a home insurance policy, it lists two numbers for property coverage: one for the value of the dwelling itself, and one for “personal property.” This second number is the maximum amount you can claim for belongings that are destroyed in a covered disaster, such as a fire or mudslide.
A list like this is called a home inventory, and it’s the best friend you can have when you need to file a home insurance claim. But fortunately, you don’t have to. Instead, you can write out your list ahead of time, while all your possessions are intact and right in front of you. Unless you have a mind like a computer, the answer is probably no. The company tells you that in order to process the claim, they need a complete list of everything in the home you’ve lost with details, such as the age and estimated value of each item. Would you be able to come up with that list from memory? Once you recover from your shock, you call your home insurance company to file a claim. You and your family escape unharmed, but by the time the fire is extinguished, there’s hardly anything left of the house or its contents.
#Home inventory service professional#
Property Inventory Company has been providing professional inventory inspection services for a number of years to a number of lettings agents, property management companies, estate agents, relocation companies, local councils, commercial letting agents, housing and student associations, embassies and private landlords throughout North London, Hertfordshire, Essex and the surrounding areas.Imagine that one night your house catches fire. Since the introduction of the Tenancy Deposit Scheme (TDS) some years back, the need for a comprehensive and independent Inventory Reports has never been more important, since it is the landlords or managing agents responsibility to provide clear and concise documentary evidence that any damages to the property has indeed been caused by the tenant. Commencing a tenancy with a professionally complied Inventory Report protects all parties and often avoids lengthy and costly disputes at the end of any tenancy. Our Inventory Inspection Services and Reports also include Check In, Check Out and Interim Property Inspections Reports at competitive rates, call us today to get a quote or alternatively complete the contact form and one of our clerks will be in touch. With each inventory report including both descriptive text along with images to capture an accurate photographic record of the condition of each property at the time the inspection is carried out.
Our experienced inventory clerks ensure our comprehensive inventory reports are produced to the highest standard. Welcome to Property Inventory Company (PIC)Īt PIC we provide professional property inventory inspection services.
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